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By Paul Morrone CFP®, CPA/PFS, MSA

I’m not one to enjoy hanging out in a hospital, much less be a patient in one. Fortunately, I’ve had the pleasure of largely avoiding hospital visits with the exception of my father’s various knee surgeries, Kyle’s birth and most recently Jill’s foot surgery. While the timing of Jill having surgery on her right foot was inopportune to say the least (as Kyle is now crawling at a very rapid pace, standing up and testing the waters in walking), it was nearly 15 months in the making and definitely much needed.