By Paul Morrone CFP®, CPA/PFS, MSA
It feels like something out of a Seinfeld episode, but it seems that by having a child we have paid the price of admission to enter a sub-circle of our group of friends which only includes families with children. Social event invitations now specify whether kids are invited, and nights out typically start and end much earlier. Our most recent foray into the social life of a parent was a holiday trip on the North Pole Express. Truthfully, we didn’t know what we were getting into, especially with a newborn child. I feared that it was going to be like a packed Metro North train, only worse, with screaming children running around. I’m happy to report this was not the case.