Halloween, Already Here and Gone

In my personal ranking of the annual holidays, Halloween falls pretty low on the list. It’s not that I’m against the concept, but once I hit high-school age (and learned what a cavity was) I just didn’t get as much of a rise out of dressing up and eating tons of candy. Through college it became a reason to party (like we needed one), and after college it was just another day of the week.
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How Time Flies

When I first started working with my dad eight years ago, part of getting acclimated in my new role was meeting all the people we are so fortunate to work with. It’s hard to believe, but over 30 years later many of you are meeting Kyle for the first time and have watched as our family has grown into its third generation over the past 32 years.
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A Trip To The Fair

My experience attending town or county fairs is limited to going to the North Haven Fair as a teenager. Growing up, we didn’t make annual trips to the Big E or even venture one town over to North Branford for the potato and corn festival. With fall rolling in and in our effort to enjoy some of the spectacular weather we’ve been having, Jill and I loaded up the car and headed to the Durham fair with Kyle.
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Tweed: A Gem in New Haven

Flying out of Tweed used to be a thing in New Haven county. I have memoires of walking onto the tarmac with my family and flying down to Daytona beach to visit my grandparents for the week. We’ve come a long way since then, but it seems that as Bradley International Airport got bigger, Tweed got smaller. It would be a stretch to say that it is a shell of its former self, but flight availability out of Tweed is certainly limited. It was never as busy as JFK, but there are now a mere three commercial flights a day out of Tweed, all on American Airlines and all going to Philadelphia. I’m sure that local politics, money, residential pushback and airline consolidation has played a large role in this as well, but its sad that we aren’t fully leveraging this gem of a resource. 
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Kyle Turns One!

No one is more surprised than me to read the title of this article. I still have vivid memories of being in the delivery room and the overwhelming amount of anticipation that led up to the most exciting day in my life. After surviving the first year of Kyle’s life, I feel like his first birthday party was as much of a celebration for Jill and me as it was for him. It was a metaphorical pat on the back after successfully reaching the 1 year mark.
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The Planner's Perspective: With Estate Planning There Is Always A Plan, Even If It Isn't Yours

It’s true that we will all die at some point, so one would assume that proactively addressing this risk would be a universally accepted concept, however, over half of all Americans still do not have an estate plan. From a legal standpoint you can either die with a plan or without one. What many fail to realize is that if you elect the latter, the state you die in has ‘intestacy laws’ which dictate how your assets are divided whether you would have intended it to happen that way or not. Many families have the good fortune of having one or more competent, healthy and trustworthy children, but intestacy laws do not always work in the way you would assume.
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The Planner's Perspective: Life Planning > Financial Planning

Back in my college psychology class there was a lesson about Maslow’s hierarchy of needs – something I thought I’d never see again after that final exam. However, this lesson has proved incredibly important in understanding life planning, an integral part of the financial planning process. It teaches us that those who have accumulated financial resources may not be looking to evaluate the success of their financial plan simply by looking at a long-term rate of return, and instead, place a higher degree of importance on different intangible measures that directly impact their happiness and sense of self-worth.
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Mom and Dad Get Away

Working in the business of giving advice also gives me an opportunity to solicit advice from those that are older and wiser than me. I have the good fortune of having close relationships with many clients and affiliates who have their own children and grandchildren. Recognizing the incredible resource that was right in front of my face, I was more than happy to tap into the vast knowledge that many were willing to share as I embarked on my journey into parenthood. 
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The Planner's Perspective: Communication is Key

Communication is key in any relationship, personal, professional or otherwise. Too often are the lines of communication broken down between family members, especially when it comes to hard or emotional topics such as money and death. We can spend hours discussing the merits of estate planning, but equally as important as having executed a solid estate plan is communicating that plan to those who will be most affected by it. This generally includes not just your spouse, but your children, siblings, parents or others who may have a defined role as beneficiary or fiduciary.
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