By Paul Morrone CFP®, CPA/PFS, MSA
American consumers recently celebrated a significant one-year anniversary, albeit one we are all trying to forget. Ironically, that is exactly what the criminals who hacked the Equifax credit bureau in August of 2017 are hoping that you do. One year later, memories start to fade, free credit monitoring services expire and many assume that if something hasn’t happened by now that they are probably out of the woods. This common misconception is the opposite of the truth; time is to the benefit of the criminal that has been patiently waiting for the dust to settle to stage an attack right as we let our guard down.